Life
Insurance

Are You Protecting What Matters Most?

We protect our homes, automobiles, and health. Shouldn’t we protect our loved ones? One of the ways you can protect your loved one is to provide life insurance. If you want to provide tax-free protection for your loved ones, contact us to see how to put your plan together today.

How Healthy Is Your Legacy?

Clark Financial Partners can help you select the best life insurance coverage for your needs. There are several different types of life insurance products available, the most common include:

Term

Term

Term life insurance provides protection for a specified period of time. If you do not currently have life insurance, term can be a good place to start. It’s generally less expensive than permanent (whole) life insurance, and is available in varying time periods with fixed premiums.

Whole

Whole

Whole life insurance is a form of permanent life insurance that remains in force for your entire lifetime, provided premiums are paid as specified in the policy. Whole life insurance can be an investment opportunity, as many whole life insurance policies also build cash value over time.

Universal

Universal

Universal life is a form of permanent life insurance characterized by its flexible premiums, face amounts and unbundled pricing structure. Universal life can build cash value, which earns an interest rate that may adjust periodically, but is usually guaranteed not to fall below a certain percentage.